Finding the best insurance premium is no easy task. Coverage, liability and many other factors determine monthly rates. Here are some tips to help you get best bang for your buck.
Premiums within the auto-insurance industry have jumped a significant 10% since 2013.
Unfortunately, credit scores for many people have taken a beating during the past few years, and this can actually influence auto-insurance premiums.
A variety of elements have created a situation in which over thirty million individuals are currently driving without insurance.
Insurance companies can decide to cut costs by sending you to repair shops of their choosing, and these shops can use lousy parts to “fix” your car.
In order to make sure you are getting the best possible deal on your car insurance, it can be useful to do a rate check every 2 or 3 years.
Make sure that you are not only getting a great deal on the premium, but that you are also avoiding a company that will hit you with hidden/extra costs.
Try to avoid insurers that are known for sending clients to repair shops that do not use OEM parts.
If you have a really good/perfect driving record, you can potentially save more money by opting for a higher deductible.
In terms of bodily injury/property damage, you don’t want to find yourself dealing with the consequences of only opting for state insurance minimums.
Explore the potential of discounts, but keep in mind that your actual dollar savings may not measure up to whatever you were promised.
Take any steps possible to protect your credit score, and you may want to look into extraordinary life circumstances exceptions.
Obviously, you are going to want to purchase a car with an extraordinary reputation for safety, collisions, and so forth.
Tell your insurer if circumstances have changed the number of miles you accumulate in a normal month, as this can lead to lower premiums.
Avoid separate policies, and don’t let your teen own their own car.
Do not allow insurers to pressure you into using after-market replacement parts.
Safety experts remain concerned about low-cost replacement bumpers.
Username or email
Forgot password ?
Don't have an account ? Sign Up
Registration complete ! Click here to login
Nonprofit Orginization Name
Already have an account ? Login
Please enter your email address. You will receive a link to create a new password.
Check your e-mail for the confirmation link.
User name or E-mail
Remember your password ? Login